AidosFi

Getting Started

Introduction

AIDOS is Solana's first privacy-native neo bank. It ZK-shields your entire financial life, runs AI agents that manage your portfolio inside secure enclaves, and routes swaps through an on-chain darkpool — so the protocol itself cannot see your money.

Aidos AppThe bank that cannot see your money — shielded balance, card, IBAN rails.Aidos AgentAn AI portfolio manager sealed inside a hardware enclave (TEE).Aidos DarkpoolSwap without leaving a trace — no mempool, no MEV, ZK settlement.Aidos SDKBuild a private bank in five lines of code.

The problem

Every neo bank today is a panopticon. It knows your balance, your salary, your spending, your location at every tap, and every counterparty you have ever transacted with — and it mines, shares, and occasionally leaks that record. The price of a clean mobile app is the quiet forfeiture of your financial life.

On-chain finance promised an escape and, for privacy, delivered something worse: a panopticon with no walls. Every balance, transfer, and position is permanently public. MEV bots front-run your swaps, copy-traders clone your strategy the instant it’s visible, and analytics firms de-anonymize a fresh wallet within hours — a link that is permanent and retroactive.

What AIDOS is

AIDOS is not a privacy feature bolted onto a wallet. It is a complete neo bank — cards, IBAN rails, shielded yield, recurring payments, and autonomous AI portfolio management — designed from the first line so that the protocol itself cannot see your money:

  • Balances live behind zero-knowledge proofs, not a readable ledger.
  • AI agents run inside hardware secure enclaves where even the operator can’t observe them.
  • Swaps settle through a darkpool that never exposes order intent.
  • Compliance is achieved through selective disclosure — prove a fact to one party without surrendering the data to everyone forever.

Privacy is the default, disclosure is the exception

Surveillance is structurally impossible here, not merely discouraged by policy. You hold the keys; you choose what to reveal; nobody — including AIDOS — can reassemble your financial life from what the chain records.

The four products

The protocol is composed of four products that share one privacy core:

  • Aidos App — the flagship bank: shielded balance, debit card, IBAN, yield, bills.
  • Aidos Agent — an AI banker that manages your portfolio inside a TEE.
  • Aidos Darkpool — MEV-resistant swaps that never touch a public mempool.
  • Aidos SDK — the open surface that lets anyone build a private bank.

How AIDOS compares

The market is fragmented: neobanks offer cards but full surveillance; self-custodial cards expose every transaction on-chain; privacy protocols shield transfers but offer no banking layer. No competitor ships banking, privacy, AI agents, and darkpool execution together.

CapabilityRevolutGnosis PayRailgunAIDOS
Debit card
Self-custody
Shielded balance
AI agent (TEE)
Darkpool swaps

A living document

AIDOS is being built. Product statuses (in build / planned) are noted on each page, and scope, timelines, and technical details may change. See the Roadmap for what ships now, next, and at v1.0.

Next steps

New here? Read the Design Principles that govern every decision, then explore the Aidos App. Builders should jump to the SDK.